Unlock Your Home’s Equity — Fast.
Need cash for home improvements, debt consolidation, or major purchases?
FlashLien is the fastest and easiest way to access up to $400,000 from your home — without the bank headaches.
Quick. Simple. 100% Online.
Leins from $25,000 to $400,000
Funding in as little as 5 days
Most decisions in under a minute
Only a soft credit pull — won’t affect your score
Minimal docs — often just a valid photo ID
No appraisals or title company visits
No maintenance or annual fees
Fixed rates per draw = predictable payments
Self-employed? We’ve got you covered.
From application to funding in as little as 5 days!
Apply Now — It’s Easy
Call or Text Steve Summers:
801-513-3960
Email:
11 simple questions
No credit impact
Offers in about a minute
What Can You Use FlashLien For?
Home renovations or upgrades
Consolidating high-interest debt
Starting a business
College or tuition expenses
Medical bills or emergencies
Whatever matters most to you
Use your equity your way — with terms that make sense.
How It Works
Apply Online
Just 11 questions
Connect Your Bank
We verify income via Plaid (no paystubs!)
Get Instant Offers
AI-powered decisioning
eSign & eNotary
No in-person appointments
Receive Funds
Can be in just 5 business days
Frequently Asked Questions
Q: What types of homes qualify?
A. Single-family homes, townhomes, condos, and PUDs. (No multifamily, manufactured, commercial, or unique homes.)
Q: Can I qualify if I’m self-employed?
A. Yes — we verify income through bank activity. No tax returns or W2s required.
Q: Is my interest tax-deductible?
A. If used for home improvements — often yes. Please consult a tax professional.
Q: Are second homes or investment properties allowed?
A. Yes, if your credit score is 680 or higher.
Q: Do I need to visit a title company?
A. No. We use secure eSign and video notary to complete everything from home.
Q: What’s the rate?
A. Each draw has its own fixed rate — predictable and stable.
Q: Any fees?
A. Just a one-time origination fee (typically 1.99% of the first draw). No annual, maintenance, or early payoff fees. No appraisal fee.
Q: What’s the draw period?
A. You’ll have 2–5 years (based on your term) to take additional draws.
Have more questions? Email us or [Chat Now]
What Our Clients Say
Find more 5-star reviews:
Search Steve Summers Mortgage on Google & Facebook.
Cassie S.
“Steve is the reason I own a home. He believed in me, fought for me, and never gave up…”
Brandi T
“He made it happen when others couldn’t. Everything was online, and I had cash in days.”
Cody R
“Best loan experience I’ve ever had. The loan was simple, fast, and stress-free.”
You’re Just Minutes Away
● No pressure.
● No obligation.
● Just answers and access to your equity.
Call or Text Steve at 801-513-3960
email: [email protected]
Steve Summers Senior Utah Loan Officer NMLS #342400 at First Class Home Mortgage NMLS #1843. This is not a commitment to lend. All loans are subject to credit & underwriting approval. Closing & funding times can vary significantly but are designed to be much faster than competitors.
Copyright © 2025. All rights reserved.